Skip to main content

CASH FLOW & GROW

Riviera Finance's Top Rated Invoice Factoring Team Since 1969

Get Started
Get Paid - Mobile App Graphic Transparent background

Can’t Wait for Customers to Pay?

As the experts in accounts receivable finance, Riviera Finance provides complete credit services, invoice processing, and receivables management – a full-value package that gives you the cash flow and invoice factoring resources to meet your business objectives.

What is Factoring Icon

What is Factoring

Factoring is the purchase of accounts receivable for immediate cash. Factoring gives businesses the power to ensure growth without diluting equity or incurring debt.

Why Choose Icon

Why Choose Riviera

At Riviera, our entire business process is built around immediate response to client needs, and the fastest cash turnaround in the industry. 24-hour funding is guaranteed.

Question - BLue Icon Transparent Background

Factoring FAQ

We want to address any questions you might have regarding our program. If the information you are seeking is not here, please contact us and we will be happy to assist you.

Get Started

Complete the form for a Free Consultation.


Invoice Factoring- White Icon Transparent Background

Invoice Factoring

Invoice factoring is the purchase of accounts receivable for immediate cash. Invoice factoring gives businesses the power to ensure growth without diluting equity or incurring debt.

Services Icon

Services

Financing solutions tailored to your cash flow needs. Explore our services to see how you can unlock working capital for growth and expenses.

Industries - White Icon Transparent Background

Industries

Riviera Finance provides working capital and factoring services to business in any industry or trade as long as you invoice your customer.

What Our Customers Are Saying

Excellent
Riviera Finance
Based on 813 reviews
We absolutely love this finance company. Their financing services have been instrumental in our company’s growth. Special mention to Teresa & Maria our account managers, who consistently responds promptly to all our requests.
Riviera Finance is a reliable source for business financing.
I’ve worked with Rita and Anita for 5+ years and they are fantastic to work with. Thorough in there process and willing to assist at any given time. The dashboard is easy to connect with quickbooks and it’s a game changer. Very helpful team!
We started working with Riviera Finance in 2000 and in the interim years have tried other finance companies; but we've returned to Riviera years ago due to the great service from our account representatives Elisa Fernandez, Eddie Deal & Barry Spencer. We work daily with Elisa who is very responsive and always on top of everything. We're very satisfied with Riviera's service, staff, online portal, product offering, speed & communication. We trust Riviera Finance.
As a small, new business, their funding has helped me grow and stay on track. Anita and Rita have been amazing to work with—knowledgeable, responsive, and incredibly patient with my thousands of questions. I truly appreciate their support and would highly recommend this factoring company.
Riveria Finance has allowed my business to operate seamlessly. I have enjoyed working with them . They are always responsive to me and have literally been a life saver for my business. I highly recommend them!!
Rita and her team has served our company Atlantis for over 20 years. They are 5+ in excellent customer service, professionalism, kind and helpful. Rita’s exemplary service is the reason we have stayed with Rivera. Thank you!
Highly recommend Rivera Finance.
Carlos and Barbara
I’ve been with this factoring company for over 13 years, and they’ve been absolutely outstanding. Reliable, professional, and truly supportive of carriers. Huge thanks to Anita Rios and Rita Castorena for always being responsive and on top of everything, and Lily Wong, the Manager, who has been nothing but excellent to us throughout the years. I recommend them to any carrier looking for a factoring company they can trust long-term. Thank you guys!
Amazing,efficient staff & company to partner with!! Very courteous to our customers, & any issues are resolved very quickly!! Would highly recommend!! Phil Lopez--N A C International
Exceptional experience with Riviera Finance — Stacie & Janet are top-tier

Working with Stacie and Janet at Riviera Finance has been a truly positive experience. Their communication is clear, timely, and professional, and they consistently deliver exactly what they promise. They are organized, proactive, and genuinely care about providing great service.
Outstanding service from Stacie and Janet at Riviera Finance

Stacie and Janet at Riviera Finance have been absolutely exceptional to work with. Their professionalism, responsiveness, and attention to detail truly set them apart. They took the time to explain everything clearly, stayed on top of communication, and made the entire process smooth and stress-free.
Great experience with Riviera Finance. The team is professional, responsive, and easy to work with. A special thanks to Anthony Verdes for his excellent support—he’s knowledgeable, helpful, and made the entire process smooth and stress-free. Highly recommend Riviera Finance.
The Houston team is amazing! They are always willing to help and explain the process. Fast and friendly service! A great financial option for sure, it was a no brainer for us at Truficiency Energy Solutions. I highly recommend Riviera Finance!
Rita and her team are amazing to work with - They are very professional and quick to respond!
Rita & Anita and along with the whole Riviera Finance team have been great to do business with. I highly recommend them and I can’t thank them enough
I’ve been with Riviera finance for five years now have only had great experiences with everybody that took care of me over here. Most recent person. Jamill is excellent. I love his customer service. He’s very responsive always gets back to me and solve problems in the best of ways nothing but the greatest experience my whole time I’ve been here!!!
Great company . Really helpful . Great rates . Easy to work with . Suzzette and the whole team are really awesome !! Good job !
Riviera Finance has been essential for my business. They have allowed me to grow and expand my business. Highly recommended.
We have completed another successful year with Riviera and it's a wonderful journey. Again, thank you, Sucharita for being more dedicated and professional and so helpful. Thank you, Team. Great job!
We always believe:
"If everyone is moving forward together, then success takes care of itself.
Excellent experience with Riviera Finance Chicago. Their team is professional, efficient, and easy to work with.

Elisa Fernandez went above and beyond to help us and was always quick to respond with clear answers. We truly appreciate the support and would absolutely recommend them to other businesses.
Nina Claridy is always very accomodating
and professional
I have been working with Riviera Finance for several years, great company.
Excellent company, I highly recommend. I work with Elisa Fernandez, and she is prompt in getting paperwork processed and funding my account. Riviera is a partner, not just a vendor; they help support my company's growth and are responsive to any questions that I have had in the past.
I’ve had a great experience working with Riviera Finance. The process has been smooth, professional, and very reliable. Payments are always handled on time, and communication has been clear and helpful.

Special thanks to Amy for being responsive and professional throughout. I highly recommend Riviera Finance to anyone looking for dependable factoring services.
Excellent customer service. Nina Claridy, our Account Executive, is outstanding—responsive, knowledgeable, and always a pleasure to work with.

20k

Customers

4.9

Star Google Rating

55

Years in Business

25

Locations
Riviera Difference - Building Front
The Riviera Difference

Founded in 1969, Riviera Finance is nationally recognized as a leader in business financing and a top invoice factoring company. Riviera Finance provides full-service, non-recourse invoice factoring to growing companies.

We are the experts in invoice factoring and accounts receivable management. Riviera Finance maintains offices throughout North America to provide face-to-face service and expert financial solutions to small and medium-sized businesses. Currently serving more than 2,000 clients, Riviera holds an excellent credit rating, has shown consistent, positive earnings and maintains a diversified capital base.

We have more than 25 invoice factoring company offices located throughout the US and Canada to handle all of your invoice factoring needs.

Find Out More

Our Process

Checklist and Shield Icon

STEP 1

Apply

Complete form & become a Riviera client

Handshake icon

STEP 2

Service

You deliver your products or services

Receipt Icon

STEP 3

Send

Send your invoices to Riviera Finance

Bills - Icon

STEP 4

Get Paid

Riviera verifies & pays you within 24 hours

Find a location near you global section map

Find a Location Near You

Companies across the United States and Canada depend on Riviera Finance to deliver reliable local service to support their daily cash flow needs. Wherever you are, we have an invoice factoring company office with experienced professionals to serve you.

Recent Invoice Factoring News & Trends

business line of credit vs invoice factoringBusiness GrowthCash FlowSmall Business
February 5, 2026

Small Business Line of Credit vs. Invoice Factoring

Which Funding Is Right for You? Cash is king. For any small business owner, this isn't just a…
Understanding UCC Filings as a Business OwnerBusiness FinanceBusiness GrowthSmall Business
February 3, 2026

Understanding UCC Filings as a Business Owner

If you’re exploring funding options for your business, understanding UCC filings is essential. These filings play a critical…
business payroll concernsBusiness FinanceNon Recourse Factoring
January 21, 2026

What Happens If a Company Can’t Make Payroll?

Missing payroll is one of the most serious problems a business can face. Employees depend on timely paychecks,…
Why Wait?

Start getting paid immediately