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Chicago, Illinois

Invoice Factoring Company

Financing solutions tailored to your cash flow needs. Get paid faster with receivable-based funding solutions.

The Riviera Finance Chicago office provides financing solutions and invoice factoring to companies in Chicago, Aurora, and Rockford, Illinois, as well as Indianapolis, Indiana.

How Invoice Factoring in Chicago Works

Invoice factoring is a financial solution that helps businesses turn outstanding invoices into immediate working capital. Instead of waiting weeks—or even months—for customer payments,  you can get upfront cash for your receivables with factoring companies in Chicago.

The process is straightforward: Submit your invoices, receive a cash advance, and let Riviera Finance handle the collections. This enables you to access funds quickly, ensuring smooth operations and the ability to seize new opportunities without cash flow delays.

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Chicago Office - Skyline
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Location

17W415 Roosevelt Rd.
Oakbrook Terrace, IL 60181

Unlock Capital for Business Growth

Riviera Finance provides working capital solutions to support your business in financing growth initiatives or managing daily operational expenses in Chicago, Aurora, Rockford, Illinois & Indianapolis, Indiana. Our team is ready to quickly assist you with the following range:

Local New Business Support Team
(Se habla Español)

Eddie Deal

Business Development Specialist
edeal@rivierafinance.com

Jason Smith

Business Development Manager
jsmith@rivierafinance.com

Geraldine Alvarado

Business Development Representative
galvarado@rivierafinance.com

Greg Kmiecik, Operations Manager

Greg Kmiecik

Operations Manager

The Riviera Advantage

Get Started - Non-Recourse Icon

Non-Recourse

We take the credit risk on all the invoices we factor

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Flexible

You select which invoices to factor

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Personal Service

Dedicated account team with direct contact

Get Started

Complete the form for a Free Consultation.


New Mexico Invoice Factoring- working capital for business

Why Local Businesses Trust Riviera Finance

Choosing the right factoring company is a crucial decision for business owners. Riviera Finance stands out among factoring companies in Chicago because of our commitment to providing flexible, reliable, personalized service. Local businesses trust us because we:

  • Offer competitive cash advances on invoices.
  • Deliver fast and responsive service to address urgent financial needs.
  • Provide expert credit checks on customers to reduce your financial risk.
  • Operate with complete transparency, so there are no hidden fees or surprises.

With over 50 years of experience, we’re a trusted name for invoice factoring in Chicago, offering dependable solutions for companies of all sizes.

Advantages of Working with a Chicago-Based Factoring Company

Partnering with a local factoring company in the Chicagoland area provides distinct benefits. Riviera Finance combines national expertise with local knowledge, giving your business an edge in the competitive Chicago market. Here’s why choosing us makes sense:  

  • Understanding of Local Markets: We recognize the unique challenges and opportunities of operating in Chicago.
  • Face-to-Face Support: Our office in Oakbrook Terrace allows for in-person consultations, building stronger relationships.
  • Tailored Solutions for Chicago Businesses: We adapt our services to meet the specific cash flow needs of your business.

Whether you’re in trucking, staffing, or any other industry, our local expertise ensures your business receives the best possible service.

Industries We Serve in the Chicago Area

Riviera Finance has extensive experience working with businesses across various industries in Chicago, Aurora, Rockford, and Indianapolis. Our services cater to industries where consistent cash flow is critical, including:

  • Trucking and Transportation: Providing immediate capital to cover fuel, maintenance, and payroll expenses
  • Staffing Agencies: Ensuring employee wages are paid on time, even before client payments are received
  • Manufacturing: Supporting operational costs and raw material purchases
  • Oil and Gas: Offering customized solutions to meet the unique needs of this high-demand industry

No matter the industry, Riviera Finance understands the local challenges faced by Chicago area businesses and delivers tailored solutions to overcome them.

Recent Businesses Served

ILLINOIS

Trucking Company

Factoring Line

$350,000

This company, referred to Riviera by a former satisfied client, first contacted us when they were applying for their trucking authority. By the time they were ready to start hauling, they had a list of approved customers to begin working with. Confident that with Riviera’s help they would have the cash flow needed to pay their drivers on time, they were able to start up with ten owner-operators. In their first month of business, the company billed out over $170K. Now they have more than doubled that and they are still growing rapidly.

ILLINOIS

Trucking and Transportation

Factoring Line

$500,000

This carrier had been operating for two years when she acquired ten new trucks and additional owner operators, increasing her monthly revenue to $100,000 very quickly. With the increased business, they were overwhelmed with sending out invoices, collecting on accounts receivable, and managing cash flow. The carrier was looking for a Factor with excellent customer service, account management and non-recourse services. They chose Riviera Finance for all of these reasons, plus liked that we had a local office, online account management portal, and a local account management team designated to support their company financial needs. Because of Riviera’s quick funding on a daily basis and non-recourse factoring, the company is growing and able to take on bigger and better loads.

ILLINOIS

Staffing

Factoring Line

$300,000

This healthcare staffing business had been operating for a year and was looking to increase working capital to support rapid growth. Initially, they got an MCA loan. The decision caused a reduction in working capital because of high monthly payments and hindered their growth.

Their accountant suggested Riviera to support their working capital needs and future growth with Accounts Receivable Factoring. Riviera Finance was able to payoff the existing loan and provide needed working capital to meet their growing payroll.

Let’s Improve Your Cash Flow Today

Streamline your cash flow with a trusted Chicago factoring company. Riviera Finance is here to help your business thrive. Reach out to our team today to learn more about our invoice factoring services in Chicago and surrounding areas.

Get in touch with us via our contact page or call 630-627-8750.

Our Process

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STEP 1

Apply

Complete form & become a Riviera client

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STEP 2

Service

You deliver your products or services

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STEP 3

Send

Send your invoices to Riviera Finance

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STEP 4

Get Paid

Riviera verifies & pays you within 24 hours

What Our Customers Are Saying

The personnel I deal with on a regular basis at Riviera are very friendly and extremely helpful. If I call with a question or concern, they are prompt in assisting me.

Marjie EllisonDallas, TX

For financing it can't get much easier. Our company has been growing for several years and the growth rates could not have been achieved without the additional financing that Riviera has provided.

Stan ShawPhoenix, AZ

Riviera helps keep a consistent cash flow and help us manage our receivables. They also help keep us from doing business with customers whose credit level is substandard.

John SavastenBirmingham, AL

Not only am I happy that I have a steady flow of cash when I need it but I am treated very well by the people who work there.

Robert GrayPortland, OR

Riviera is the backbone of my business by me knowing I always have a little something tucked away and that I can stand on my own two feet. Not only are they there to help, but they have become friends and family.

Linda VillanuevaBaltimore, MD
View All Testimonials

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