What Are Invoice Factoring Services and How Do They Work?
For many businesses, making a sale doesn’t automatically imply payment. The client might need 30, 60 or even…
Philadelphia, Pennsylvania
Invoice Factoring Office
Don’t let slow-paying customers put your business on hold. Riviera Finance helps companies turn outstanding invoices into fast, dependable working capital, with funding often available within 24 hours of invoice verification. Get the cash you need to make payroll, pay vendors, cover operating costs, and take advantage of new opportunities without waiting weeks or months to get paid.
Serving businesses in Philadelphia, Harrisburg, and throughout Pennsylvania and Delaware, our Philadelphia office provides flexible invoice factoring solutions built around your cash flow needs. When time matters, Riviera Finance gives you a faster path to the cash your business has already earned, so you can keep operations moving and focus on what comes next.
Reliable Working Capital Made Simple
Riviera Finance offers reliable working capital solutions for businesses to improve cash flow and continue business growth in Philadelphia, Harrisburg, and all across Pennsylvania and Delaware. Our team is ready to move quickly for you in order to solve cash flow problems you may be experiencing and get you the relief you need.
Local New Business Support Team
Geraldine Alvarado,
Business Development Representative
galvarado@rivierafinance.com
The Riviera Advantage
Non-Recourse
We take the credit risk on all the invoices we factor
Flexible
You select which invoices to factor
Personal Service
Dedicated account team with direct contact
Get Started
Complete the form for a Free Consultation.
How Invoice Factoring in Philadelphia Works
When your business has completed the work but is still waiting 30, 60, or even 90 days to get paid, cash flow can become a challenge quickly. Philadelphia invoice factoring provides a practical way to turn qualifying unpaid invoices into working capital, so you can cover immediate expenses without waiting for your customers’ payment schedules.
The process is straightforward. Submit your qualifying invoices to Riviera Finance, and our team verifies the invoices and evaluates your customers’ creditworthiness. Once approved and verified, you can receive an advance on those receivables, often within 24 hours. Riviera Finance then manages the accounts receivable process, including professional customer follow-up and collections.
For businesses throughout Philadelphia, Harrisburg, Central Pennsylvania, Southeastern Pennsylvania, Delaware, and surrounding areas, invoice factoring can provide the cash flow needed to meet payroll, pay vendors, purchase supplies, accept new contracts, and keep operations moving.
Instead of allowing unpaid invoices to hold your business back, an experienced Pennsylvania factoring company can help put the money you’ve already earned to work sooner.
Philadelphia Invoice Factoring Resources
Invoice factoring is an alternative financing method in which businesses sell outstanding customer invoices to a third party company, known as a factoring company, in exchange for a cash advance. Invoice factoring helps businesses turn unpaid invoices into working capital and boost cash flow in as little as 24 hours. Here are some resources to help you better understand invoice factoring, how it works and determine if it’s a good solution for your business.
- Other Pennsylvania office: Pittsburgh, PA
- What Is Factoring
- How Factoring Works
- Advantages of Invoice Factoring
Recent Businesses Served
PENNSYLVANIA
Medical Staffing
Factoring Line
$300,000
Medical Staffing – Pennsylvania
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This company had been operating for a year and was looking to increase working capital to support rapid growth. Initially, they got an MCA loan. The decision caused a reduction in working capital because of high monthly payments and hindered their growth. Their accountant suggested Riviera to support their working capital needs and future growth with Accounts Receivable Factoring. Riviera Finance was able to payoff the existing MCA loan and provide needed working capital to meet their growing payroll.
PENNSYLVANIA
Trucking
Factoring Line
$100,000
Trucking – Pennsylvania
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This trucking company was in desperate need of fast cash to make insurance payments and for fuel to continue to move trucks for the balance of the week. Having never heard of factoring, the owner was careful to explore every detail of our program before committing, yet was very cooperative with our process. Because Pennsylvania is on-line with their UCC searches, Riviera was able to fund the client on the same day we received his final paperwork. Riviera’s Max Cash pricing was easy for the client to understand and the high advance rate gave him the cash flow he needed to continue to run his trucks into the following week. No longer constrained by cash needs for fuel or drivers, our client is now calling former customers for growth. He has a meeting scheduled with a large auto parts distributor next month to discuss a multi-million dollar transportation contract. He could never have had this meeting without the cash flow provided by Riviera.
NEW JERSEY
Wholesale Pet Food
Factoring Line
$350,000
Wholesale Pet Food – New Jersey
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This start-up wholesale pet food company signed large contracts with national retailers and was referred to Riviera for cash flow solutions. The company needed working capital to meet national orders for over 1,000 locations. As they fulfilled orders, Riviera factored the invoices, providing them with immediate cash for their business to help fulfill the next orders. They are expanding quickly and able to keep up with demand by utilizing Riviera’s invoice factoring services.
Our Process
STEP 1
Apply
Complete form & become a Riviera client
STEP 2
Service
You deliver your products or services
STEP 3
Send
Send your invoices to Riviera Finance
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